Terms, Privacy &
Legal Policies

1. Introduction

This Privacy Policy explains how fiincco ("we", "us", "our") collects, uses, shares and protects your personal information when you use our website and services.

By using our website or sharing your details with us, you agree to this Policy, subject to any rights you have under applicable Indian law, including emerging rules under India's Digital Personal Data Protection framework.

2. Who we are

fiincco is a financial guidance service that helps you think through loans, EMIs, insurance cover and CIBIL repair before you deal with banks, NBFCs, insurers or other providers.

We are not a bank, NBFC, insurer, credit bureau or lender, and we do not ourselves approve or reject any loan, card or insurance application.

3. What data we collect

We may collect identity/contact details, financial context shared by you, and basic usage/technical information needed to operate and improve the website.

4. How we collect your data

• When you fill forms on our website.
• When you communicate with us by call, message or email.
• Through basic cookies or local storage used for site preferences and service continuity.

5. How we use your data

We use your information to understand your needs, improve services, communicate with you, and support legal/compliance requirements.

6. Legal basis and consent

By submitting forms, you consent to our use of your information as described in this Policy, where required by applicable law.

7. How we share your data

We may share data with implementation partners and service providers only as needed for service delivery and compliance.

8. Storage and retention

We retain personal data only as long as reasonably required for service, legal and operational purposes.

9. Security

We use reasonable technical and organisational safeguards for information shared through our forms. No digital system is fully risk-free, so we avoid collecting unnecessary data.

10. Your rights

You may request access, correction, withdrawal of consent, or deletion, subject to legal limits.

11. Children's data

Our services are intended for adults and we do not knowingly collect children's data.

12. Third-party links

Third-party websites have their own policies; please review them directly.

13. Changes to this Policy

We may revise this policy from time to time and update the date above.

14. Contact us / Grievance officer

Grievance Officer
Name: Komal Soni
Email: support@fiincco.com
Phone: +91 73570 73195
Address: Siddhi Vinayak Complex, Ashok Marg, C-Scheme, Jaipur 302001

Data Protection Officer
Name: Amanjeet Bhuria
Email: support@fiincco.com

1. Acceptance of these Terms

By using this website and services provided by fiincco, you agree to these Terms.

2. Who we are and what we do

fiincco provides financial guidance and preparation support. We are not a bank, NBFC, insurer, credit bureau or product issuer.

3. Nature of information and no guarantee

All guidance is informational. We do not guarantee approvals, rates, or outcomes from any third-party provider.

4. Relationship with partners

Any product approval, pricing, issuance, claim, servicing or rejection is handled by the relevant bank, NBFC, insurer, authorised intermediary or product channel, as applicable.

5. Your responsibilities

• Provide accurate information.
• Use the service lawfully.
• Do not misuse the platform.

6. Privacy and data

Our data handling practices are described in our Privacy Policy.

7. Intellectual property

Website content belongs to or is licensed to fiincco and may not be reused without permission.

8. Availability and updates

We may update services or these terms at any time.

9. Limitation of liability

To the maximum extent allowed by law, fiincco is not liable for indirect or consequential damages related to use of this site.

10. Indemnity

You agree to indemnify fiincco against claims arising from misuse or breach of these Terms.

11. Governing law and jurisdiction

These Terms are governed by laws of India. Courts of Jaipur, Rajasthan will have jurisdiction, subject to applicable law.

12. Contact us

fiincco
Email: support@fiincco.com
Phone: +91 73570 73195
Address: Siddhi Vinayak Complex, Ashok Marg, C-Scheme, Jaipur 302001